MO

Monzo

privateseeded profile
Financial Technology· Digital banking· London, United Kingdommonzo.com ↗
Compare
Scores 1 h agoLast event 4 d agoSTALE · SEC never
Radar composite
14.8+1.5over 30 days
STABLE+2.4
Last signal
Active signals
16 of 28
Confidence
38%

Signal score, not a calibrated probability · config v1 · scores

Contributing dimensions

SCORE BREAKDOWN

IPO
29.0
Readiness 94 · structural
Tokenization
0.5
Securities-tokenization evidence
On-chain
0.5
Settlement / custody infrastructure
Explainable scoring

Why it scores this way

Methodology →

Raising the score

decayed points
  • IPO+8.0 points added to the score
    Financial Maturity
    employees=unknown (0), age=11y (100)
  • IPO+8.0 points added to the score
    Funding Maturity
    total funding $5186M, latest round unknown
  • IPO+6.7 points added to the score
    Valuation Maturity
    valuation $5.9B
  • IPO+4.0 points added to the score
    Market Conditions
    201 S-1/F-1 filings on EDGAR in last 90d vs baseline 60
  • IPO+1.0 points added to the score
    Executive Evidence
    7 signals after decay · component at 12/100, weighted 8% of the dimension
  • IPO+0.9 points added to the score
    Recency
    most recent supporting signal 160d old (recency factor 0.29)
  • CHAIN+0.5 points added to the score
    Settlement
    1 signal after decay · component at 4/100, weighted 12% of the dimension
  • IPO+0.3 points added to the score
    Recent Capital Activity
    15 signals after decay · component at 6/100, weighted 6% of the dimension

Holding it back

No contradicting evidence, and nothing has decayed materially yet.

Points are shown after time decay and source-quality weighting. Evidence loses weight on a half-life of IPO 90d · TOK 120d · CHAIN 180d and is dropped entirely after 730 days. Scoring configuration v1. This is a signal score, not a calibrated probability.

Showing component-level attribution. Which individual filing or article moved each component — and the day-over-day change explanation — is part of Pro. Compare plans →

Score movement

What changed

7 daily snapshots
13.114.8+1.7radar composite over 10 days
Last 10 days
+1.713.1 → 14.8
Last 24 days
+1.613.2 → 14.8

Evidence detected in the last 7 days

No new scored evidence in the last 7 days. Any movement in the numbers above therefore comes from existing signals decaying, not from anything new being detected.

ProHow much of the move was each factor

The windows and the evidence above are the whole free picture: what moved, and what arrived. Pro decomposes the move itself into new evidence, decay, corroboration and attribute changes, per dimension.

  • Points from new evidence versus points lost to decay
  • Corroboration and source-quality changes, separated
  • Attribute changes: funding, valuation, status
  • Any two dates, not just the fixed windows
Upgrade to Pro
Score history

Trend

7 daily snapshots
02550751002026-08-192026-09-082026-09-12
Radar IPO Token On-chain
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Side-by-side comparison →
Company overview

PROFILE

Founded
2015
Employees
not on record
Latest valuation
$5.90B (reported estimate, 2025-10-24) news.google.com
Latest round
Unknown $610M (2024-05-08)
Total funding
$5.19B
Major investors
none on record
Executives
none on record
Aliases
Monzo

UK digital bank.

Funding history (extracted)
IPO status

IPO SIGNAL SCORE

Signal score
29.0 signal score — not a calibrated probability
IPO readiness
94.4 structural (maturity, funding, valuation)
Timeline estimate
prediction model estimate: early / structural signals only (12–36 months)
Filing status
fact NO PUBLIC FILING DETECTED
Public/private
private
Known banks
Morgan Stanleymentioned
Advisors
none detected
Score components
  • Financial Maturity8.0 / 8.0 pts
    Company attribute · employees=unknown (0), age=11y (100)
  • Funding Maturity8.0 / 8.0 pts
    Company attribute · total funding $5186M, latest round unknown
  • Valuation Maturity6.7 / 8.0 pts
    Company attribute · valuation $5.9B
  • Market Conditions4.0 / 4.0 pts
    Company attribute · 201 S-1/F-1 filings on EDGAR in last 90d vs baseline 60
  • Executive Evidence1.0 / 8.0 pts
    7 signals · 7 decayed signal(s), mass 5.7 → 11.9/100 (k=45) × weight 0.08
  • Recency0.9 / 3.0 pts
    Company attribute · most recent supporting signal 160d old (recency factor 0.29)
  • Recent Capital Activity0.3 / 6.0 pts
    15 signals · decayed funding/valuation signal mass 8.4 → +0.3 pts (cap 6)
  • Liquidity Evidence0.1 / 6.0 pts
    3 signals · 3 decayed signal(s), mass 1.1 → 2.3/100 (k=45) × weight 0.06
  • Banking Evidence0.0 / 14.0 pts
    1 signal · 1 decayed signal(s), mass 0.1 → 0.2/100 (k=50) × weight 0.14
  • Regulatory Evidence0.0 / 16.0 pts
    Company attribute · no signals in window
  • Corporate Restructuring0.0 / 5.0 pts
    Company attribute · no signals in window
  • Filing Evidence0.0 / 20.0 pts
    Company attribute · no signals in window

29.0 points total, out of 100 available at these weights.

Recent IPO / regulatory / banking evidence

No evidence of this kind on record.

Tokenization status

TOKENIZATION SIGNAL SCORE

Signal score
0.5
On-chain readiness
0.5
Tokenization partners
none detected
Custody
none detected
Transfer agent
none detected
Exchanges / venues
none detected
Settlement
PaxosusesPaxosmentioned
Blockchains
none detected
Score components
  • Recency0.3 / 4.0 pts
    Company attribute · most recent supporting signal 430d old (recency factor 0.08)
  • Settlement Infrastructure0.2 / 8.0 pts
    1 signal · 1 decayed signal(s), mass 0.9 → 2.0/100 (k=45) × weight 0.08
  • Regulatory Readiness0.0 / 8.0 pts
    Company attribute · no signals in window
  • Explicit Statements0.0 / 18.0 pts
    Company attribute · no signals in window
  • Executive Statements0.0 / 8.0 pts
    Company attribute · no signals in window
  • Custody Infrastructure0.0 / 7.0 pts
    Company attribute · no signals in window
  • Exchange Relationships0.0 / 8.0 pts
    Company attribute · no signals in window
  • Blockchain Partnerships0.0 / 10.0 pts
    Company attribute · no signals in window
  • Securities Infrastructure0.0 / 12.0 pts
    Company attribute · no signals in window
  • Tokenization Partnerships0.0 / 17.0 pts
    Company attribute · no signals in window

0.5 points total, out of 100 available at these weights.

On-chain readiness components
  • Settlement0.5 / 12.0 pts
    1 signal · 1 decayed signal(s), mass 2.1 → 4.5/100 (k=45) × weight 0.12
  • Kyc Aml Readiness0.0 / 10.0 pts
    Company attribute · no signals in window
  • Tokenization Provider0.0 / 14.0 pts
    Company attribute · no signals in window
  • Blockchain Integration0.0 / 12.0 pts
    Company attribute · no signals in window
  • Transfer Infrastructure0.0 / 12.0 pts
    Company attribute · no signals in window
  • Regulatory Compatibility0.0 / 12.0 pts
    Company attribute · no signals in window
  • Custody0.0 / 12.0 pts
    Company attribute · no signals in window
  • Securities Infrastructure0.0 / 16.0 pts
    Company attribute · no signals in window

0.5 points total, out of 100 available at these weights.

Tokenization / blockchain evidence

No evidence of this kind on record.

IPO Radar is a research and intelligence tool. Scores are signal scores derived from public evidence — they are not calibrated probabilities and not investment advice. FACT, INFERENCE and PREDICTION are kept separate, and every event links to its source.